Disability Insurance Claims and Appeals: Contact a Northern California Lawyer

Did your disability insurance contain language about "own occupation" and "any occupation?" You may have discovered to your dismay that your insurance carrier is using this verbiage as an excuse to deny your disability claim or to stop paying after paying for a couple of years following your valid disability claim.

Under the guise of transitioning you from coverage under your own occupation to coverage under any occupation, your insurance carrier may insist that you should undergo vocational rehabilitation and find employment in a new line of work that is not impeded by your disability.

The "transition from own occupation to any occupation" clause in your disability insurance policy may sound innocuous - yet it may also be used by your insurance carrier as a pretext by which to act in an arbitrary and capricious manner when you have filed a legitimate claim.

Call or e-mail the Law Offices of Laurence F. Padway in Alameda to schedule a consultation regarding your disability insurance claim. We make insurance companies pay your claim the way you paid your premium.

Too many disability insurance carriers cut off payment of benefits to claimants after a period of time with the excuse that the recipient is now ready to transition to a new occupation. Contact an attorney at the Law Offices of Laurence F. Padway to schedule a free initial consultation regarding your disability insurance benefits and the insurance company's decision to stop paying.

We Make Insurance Companies Pay

You have paid premiums faithfully. You have followed the rules. You know how unrealistic it is when your insurance carrier claims that you are now ready to work at a sedentary job despite your lack of a high school diploma or work history. At the Law Offices of Laurence F. Padway, we make disability insurance companies make good on their policies in a fair manner, complying with the law, with their own policies and with common sense.

Call or e-mail the law firm to schedule a consultation regarding your disability insurance dispute in Northern California.